i had been experimenting with prosper for some time, but they've been essentially closed to new funding due to some sec quiet period, so i've just signed up with lending club. the two are fundamentally the same, but here's an interesting thing to note with lending club -- you can fund your loans via credit card! that's just amazing if you ask me.
anyway, if you are interested in signing up and want to take advantage of a $25 bonus, click here.
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